Recently released, the CFPB has taken One Main Financial task and ordered them to pay $20 Million for deceptive loan practices and add on services that benefited the company, not their clients. One Main failed to refund interest charges on over 25,000 customers who cancelled purchases within a “full refund period.” They also deceived clients […]
Monthly Archives: July 2023
20
Jul
Jul
The Why: Phoenix Financial Services attempted to collect on debts that were disputed by consumers and using unlawful letters and misrepresentations to attain these collections. The CFPB took action against Phoenix Financial for numerous debt collection and credit reporting violations. In over a thousand cases, this collection company continued to collect on a debt […]
18
Jul
Jul
I have clients from all over the country asking me how much particular items on their credit report are affecting their credit and if the item is removed, then will their credit score rise. It is difficult to provide a precise answer because there are many underlying factors that can make or break your credit! […]
11
Jul
Jul
So You’re Saying There’s A Chance? All jokes aside, credit repair is a very serious matter. We have come into contact with many companies that over promise and under deliver when it comes to the services they offer. Have you been teetering back and forth between companies but have been unsure what to ask? Well […]
06
Jul
Jul
There is a major difference between what a credit repair company can do versus what a law firm specializing in credit repair can. What you may find even more interesting is that a consumer can actually do more than what a credit repair company will. A Law Firm however, trumps all. We have been using the law […]