So you want to buy a house, but your credit score is 675 instead of 720 which will get you the best rate on a home loan. If you want to raise your credit score quickly, there are some steps you can take that can guarantee an exceptional home loan or any other credit line […]
Author Archives: creditlaw2022
08
Sep
Sep
On Thursday, Equifax, one of the three major credit reporting agencies announced that hackers had obtained access to company data potentially impacting approximately 143 million U.S. consumers. After the companies recent investigation, Equifax stated that the unauthorized access occurred from mid-May through July 2017. The cybersecurity incident was discovered on July 29, 2017, in which they […]
06
Sep
Sep
Need Credit Repair? If you recently pulled your credit report and you instantly feel ill from the low credit scores and outstanding collections. Now may be the perfect time to start thinking about credit repair. Having a low credit score can cost you hundreds of dollars on loans, interest rates on cars and even receiving […]
Here at Credit Law Center, we believe in being a team of individuals who are all working for the higher cause and greater good of the company. Our focus and efforts have paid off, and we are honored to rank number 1,578 on the Inc. 5000 Fastest-Growing Private Companies in America. Over the last three […]
29
Aug
Aug
If you haven’t heard the term “identity theft” before you may have been living under a rock. A recent Identity Fraud Study was released this year by Javelin Strategy & Research; this study revealed that 15.4 million Americans were victims of identity theft. These crooks were successfully able to rob two million more victims and […]
24
Aug
Aug
Carrying outstanding debt is stressful enough, but when you add aggressive debt collectors to the equation, it can be a bit overwhelming. Have you ever sat back and wondered if what they are doing is legal? Debt collectors do have limits, and they are required by law to follow certain guidelines. Debt collectors must […]
22
Aug
Aug
Debt is the amount of money borrowed by one party from another. Consumers typically borrow money from credit card companies or private loans for purchases that they may not be able to afford upfront. Debts are acquired from a car loan, credit card, personal loan or even student loans. In June 2017, U.S. consumer debt […]
Credit Repair Blogs, Credit Score
Improve Your Credit Score, Don’t Let Your Past Financial Decisions Keep You Down
17
Aug
Aug
Your past financial decisions may feel like they are coming back to haunt you, and handling the complications that arise from having a less than perfect credit score can be rather stressful. Dealing with your past credit mistakes can leave you feeling extremely frustrated and hopeless, but the good there is re-establishing a good credit […]
14
Aug
Aug
Are you being sued by a debt buyer? If you have, you’re not alone. Our office has seen a significant increase in clients coming in with lawsuits from debt buyers. What is a Debt Buyer A debt buyer is a company that purchases delinquent debt from original banks and credit card companies, these companies then […]
10
Aug
Aug
Hard to believe that 79% of all credit reports contain errors, but according to the FTC it is true. I know you are thinking!!!! How many of us would still be employed if we even made half the mistakes as the credit reporting agencies do on a consumers report? So… When was the last time […]