[av_textblock size=” font_color=” color=”] FTC Warns of Scam│Credit Law Center Recently you received a call from an unknown number, or one you may not recognize, when you answer the call you immediately hear, “Can You Hear Me?” With the dominant use of smartphones these days this scenario, seems like a common issue. According to a recent publication from […]
Author Archives: creditlaw2022
22
Mar
Mar
What makes up your FICO score and how is it calculated? A FICO score is a 3 digit code measured by pulling data from all three credit reports, Experian, Transunion, and Equifax, it is then used to determine your credit risk to lenders. The information pulled is put in to a FICO Score Formula, as […]
10
Mar
Mar
Are Debt Collectors or Debt Buyers Calling you? – Credit Law Center Do you immediately send an unknown call to voice mail, knowing it is just another abusive debt collector? Debt collectors and debt buyers spend lots of time and money going to seminars and workshops to stay up to date on all the rules and regulations. […]
13
Jan
Jan
Are free credit scores a waste of your time? Last week, 2 of the big 3 credit bureaus were ordered to pay $23 million for deceiving customers. The CFPB accused the credit bureaus of misleading marketing of false information of credit scores and products being sold to the public. According to the regulator, “TransUnion and Equifax […]
10
Jan
Jan
2 of the big 3 credit bureaus busted for deceptive marketing – Credit Law Center The Consumer Financial Protection Bureau bust 2 out of the 3 major credit reporting bureaus due to the marketing of their over-priced, under-performing credit monitoring subscription products. Combined fines and consumer restitution total $23 million. CFPB will more than likely […]
25
Dec
Dec
Merry Christmas and Happy New Year from Credit Law Center Tis the season of giving and celebrating life. Credit Law Center would like to take a moment and thank all previous and current clients, referral partners, and employees for making Credit Law Center what it is today and giving us an opportunity to help you. […]
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Dec
Dec
Self Credit Repair – Credit Law Center What is self credit repair? Sounds like a silly question but this industry can be confusing to consumers. The credit reporting agencies only want self credit repair because When considering self credit asks yourself a couple of questions; do you change your own oil? Do you do your […]
30
Nov
Nov
What Bad Credit Really Cost You – Credit Law Center In today’s economy a good credit score is a must. Some consumers don’t realize how much of an impact a bad credit is score can have on their financial picture. Did you realize that a low credit score can impact how much you pay for […]
24
Nov
Nov
Giving thanks on Thanksgiving – Credit Law Center Tis the season to give thanks. Credit Law Center would like to thank every client that believed in us, to help them with getting back on track. Whether it be stopping debt collectors from harassing you, improving your credit score to buy a house or automobile, or […]
Credit Score After A Chapter 13 Bankruptcy How do I improve my credit score after a chapter 13 bankruptcy? After you have completed all of your obligations for a Chapter 13 Bankruptcy and it is now time to move on and one of the first questions you many want answered is what do I do […]