I have clients from all over the country asking me how much particular items on their credit report are affecting their credit and if the item is removed, then will their credit score rise. It is difficult to provide a precise answer because there are many underlying factors that can make or break […]
Category Archives: Building Credit
03
Feb
Feb
A Road Map For Building Credit How to Establish a Good Credit Score Whether it’s finding a home for your growing family, financing your dream car, entering a career or even attempting to acquire a decent rate on car insurance, everything in our lives revolves around credit. No matter what you do, someone is […]
Building Credit, Credit Score
Record Breaking Credit Scores For 2019 and the Average Credit Score By Generation.
16
Jan
Jan
We Broke the Record! In 2019 the average credit score was recorded as being a 703 among Americans and it’s time to get excited! We have broken our record with an average increase of 25 points since 2012 and with the right credit knowledge and repair options, we are sure to continue our climb! A […]
09
Jan
Jan
Time For A New Car? I remember when I was broken down on the side of the interstate in my 92 Jeep Cherokee I thought to myself “My next car is going to be brand new!” I new that I would need to finance as I was just a twenty something with a low end […]
08
Jan
Jan
I Have No Credit History! “I’ll just pay cash for everything.” I have said many things in my life with the best of intention, but this had to be the one that hurt the most when it failed. When I was younger, like most people out there, I saw credit as a trap to get […]
11
Sep
Sep
Understanding Your Credit Score Credit has become so essential to most big purchases you as a consumer will have to make, and that can be scary if you do not know how credit works. Credit can be confusing, but the more you can learn and utilize your credit effectively, the better off you will be […]
11
Jul
Jul
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11
Jul
Jul
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13
Jul
Jul
Building Up Your Fico Understanding and building credit in a positive way takes discipline and some education. Do you recall being taught in school, how to build your credit scores? Did your teachers let you know how big of a role credit would play in your life as you got older? Honestly, it is probably […]
15
May
May
Congratulations to the graduating class of 2018! Whether you are the first one in the family or have come from a long line of alumni, the stress and excitement of what comes next is no different. First, relish in your accomplishments and celebrate! There is something to be said about your tenacity and drive to […]