Leaving Credit Card Debt Behind Credit Card debt is increasing for many American families. According to Experian, most family units with a bank card that consists of over $6,000 in debt. For many, this debt can be hard to manage! Do you keep asking yourself why your debts continue to pile up with little to […]
Category Archives: Credit Cards
Building Credit, Credit Cards, Credit Repair Blogs, Credit Score
5 Common Mistakes People Make When It Comes to Their Credit
30
May
May
How Could You Be Hurting Your Credit? The more you know about how credit works, the better your score will be. This is because, without a lot of background knowledge, your own logic and reasoning will oftentimes fail you. There are a lot of factors that go into creating your credit score, so trying to […]
16
May
May
The cost of bad credit can be very expensive. It can lead to higher interest rates on loans, higher insurance premiums, difficulty getting approved for housing, and difficulty getting approved for employment. The cost of bad credit can range from hundreds to thousands of dollars depending on the severity of the credit situation. The fastest […]
Building Credit, Credit Cards, Credit Score
What are the best chances of being approved for a credit card?
09
May
May
So, what are the steps to take in order to know you will be approved for a credit card. There are so many types of credit cards available, what type of card should you realistically expect to attain. There are commercials daily soliciting the “Reward” credit cards. Those sound appealing. Are they right for you? […]
Building Credit, Credit Cards, Credit Repair Blogs, Credit Score, Mortgage
How to Raise Your Credit Score Quickly
25
Apr
Apr
So you want to buy a house. But your credit score is 675 instead of 720; which will get you the better rate on a home loan. If you want to raise your credit score quickly, there are some steps you can take that can guarantee an exceptional home loan or any other credit line […]
20
Apr
Apr
How long does it take actually to take for the credit repair process? There seems to be no definite answer on the time frame for how long the credit repair process takes. If you google it, you will see there is not a standard amount of time and no straightforward answer. Unfortunately what happens most […]
04
Apr
Apr
By now, many of you may have heard the buzz phrase “Credit Crunch.” This has been reported in the last few weeks on most all media outlets. Just the sound of that phrase is frightening in today’s economic environment. Interest rates are up, the cost of goods and services have risen, and many may see […]
Building Credit, Credit Cards, Credit Repair Blogs, Credit Score, Debt
Millennials- Why do they have the lowest Credit Scores?
23
Mar
Mar
What is a credit score? Most people would answer that this is how lenders see if you are able to receive a loan and at what interest rate. And that’s true. But really, it’s an algorithmic number telling a lender how likely a person is to default on a loan within the first 24 months. […]
Credit Cards, Credit Score, Debt, Debt Consolidation
Debt Consolidation! Is it the right choice for you?
21
Mar
Mar
Most all of us have heard of Debt consolidation. But is Debt Consolidation right for you? What type of debt consolidation should one choose? Is Debt Consolidation effective? What are some of the pitfalls of debt consolidation? Guess what, sometimes “life” happens and we need to utilize our credit cards out of necessity. A perfect […]
14
Mar
Mar
Whether you are looking to diversify your credit portfolio with a new line of credit or are searching for the best benefits from a lender, credit cards are normally the easiest way to do so. When most consumers begin looking for a new credit card, they are bombarded with multiple offers stating that their card […]