Category Archives: Credit Repair Blogs

Improve Your Credit Score, Don’t Let Your Past Financial Decisions Keep You Down

Credit Score Tips

Your past financial decisions may feel like they are coming back to haunt you, and handling the complications that arise from having a less than perfect credit score can be rather stressful. Dealing with your past credit mistakes can leave you feeling extremely frustrated and hopeless, but the good there is re-establishing a good credit […]

Are You Being Sued By a Debt Buyer? – Credit Law Center

Judgment By Default Concept

Are you being sued by a debt buyer? If you have, you’re not alone. Our office has seen a significant increase in clients coming in with lawsuits from debt buyers. What is a Debt Buyer A debt buyer is a company that purchases delinquent debt from original banks and credit card companies, these companies then […]

79% of All Credit Reports Contain Errors – Credit Law Center

79% of All Credit Reports Contain Errors

Hard to believe that 79% of all credit reports contain errors, but according to the FTC it is true. I know you are thinking!!!! How many of us would still be employed if we even made half the mistakes as the credit reporting agencies do on a consumers report? So… When was the last time […]

What is a Credit Report? – Credit Law Center

Credit Report- What is a Credit Report - Credit Law Center (1)

A credit report is a detailed compilation of information about the way you handle your debt, which is managed by businesses known as credit reporting agencies. In the United States, we have three major credit reporting agencies Equifax, Experian, and Transunion. All three credit reporting agencies collect your detailed information from lenders to create a […]

6 Tips to Financially Prepare Your New College Student – Credit Law Center

6 Tips to Financially Prepare your New College Student (1)

College Students all over the country are preparing to head to campus for their first semester. For many new college students, this will be the first time that they will be able to spread their wings, as well as their first shot at financial freedom. Children of any age rely on their parents for guidance […]

Are You Wasting Money? 5 Common Ways You May Be Wasting Money- Credit Law Center

Are You Wasting Money

If you actually took the time to add it all up you would be in awe of how much you have wasted. Here is a list of the most common ways Americans waste money. Coffee How many times a week do you stop and get a coffee from a high-end coffee shop? Even if you […]

What Having an Awesome Credit Score Can Do For You – Credit Law Center

What an awesome credit score can do for you

As an adult, we learn real fast that life likes to throw costly unexpected inconveniences at us. Having an awesome credit score could be a huge relief to you when these unexpected troubles happen. Think about this scenario, your car breaks down, and you need to borrow an extra $1000 to fix it if you […]

Are You Afraid of The Dark? How to Face Your Credit Fear

Are You Afraid of the Dark? How to Face Your Credit Fear

Throughout our lives, we all come across situations or things that we fear. As a child, I can remember being afraid of the dark and the monsters under the bed. I am positive many of you can remember lying still at night and not wanting to move or a make a noise, but suddenly you […]

Are You Paying Higher Insurance Premiums Due to Low Credit Scores? – Credit Law Center

Are You Paying High Insurance Premiums Due to Low Credit Scores?

If you’ve ever applied for a home, auto, personal or small business loan, you probably already know or figured out pretty quickly that your credit score plays a large part in the interest rate you’ll pay or if you can qualify for financing at all. What you may not realize is the fact that your credit score […]

Tax Liens and Judgements Removed Equals A Jump in Your Credit Score – Credit Law Center

Are you among the 12 Million Americans?

If you are one of the 12 million consumers that have derogatory tax liens or civil judgments on your credit report you may see a score increase after these critical items are removed. As of July 1, the three major credit reporting agencies, Equifax, Experian, and Transunion, will be removing the derogatory information on credit […]