Category Archives: Credit Score

A Quick Guide to Your Credit Mix

Your Fix of the Mix We all know the importance of having a good credit score.With a high credit score, you can open to door to better interest rates, loans, benefits and more! Good credit can be the deciding factor in whether or not you get approved to rent a home or get a particular  […]

How to Protect Your Credit During 2020

Credit Companies Credit Law Center

Amidst the  COVID-19 outbreak, Americans are struggling in more ways that one. With many people getting sick, countless workers being laid off or seeing their wages hit due to new restrictions and guidelines from social distancing, credit becomes the last thing on anyone’s mind! If you are one of the many Americans that are being […]

Student Loans And Credit Scores│Available Resources For Consumers

student loan resources

Student Loans and Credit Scores Student loans seem to be on almost everyone’s credit reports. They can positively impact your credit scores if you are consistent with your payments and aware of what is happening with your loan. As with any bill or loan you take out, it is extremely important to your credit score […]

What Really Impacts Your Credit Score

Facts on Fico

    I have clients from all over the country asking me how much particular items on their credit report are affecting their credit and if the item is removed, then will their credit score rise. It is difficult to provide a precise answer because there are many underlying factors that can make or break […]

A Credit Rating, Not A Character Rating

The People Behind The Credit Score At Credit Law Center we fully believe in the people behind the credit scores. A company is only as good as its “Why” and what matters to us most, is our clients. We recognize that bad things happen to great people and wish to help improve individuals buying power, […]

Starting Credit Repair│5 Questions You Should Ask

So You’re Saying There’s A Chance? All jokes aside, credit repair is a very serious matter.  We have come into contact with many companies that over promise and under deliver when it comes to the services they offer. Have you been teetering back and forth between companies but have been unsure what to ask? Well […]

Low Fico Scores│Too Many Inquiries On My Report

Too Many Inquiries

How Do Inquiries Impact My Score? One of the common misconceptions about a credit score is that inquiries have a major role in the score. If you have looked at your credit score recently and feel that there are not many dings to the report that would cause your score to be low, take a […]

The Average Credit Score for Each State In 2019

Credit Scores across the states

  A Record-Breaking Year   We have seen the highest average credit score ever in 2019 and the numbers keep rising! The U.S. economy is truly booming: Record job growth caused unemployment rates to drop to a record low and the stock market flourished throughout the year. Consumers showed their confidence as they continued to […]

Top 4 Credit Repair Questions and Answers

The Major Questions   While working at Credit Law Center and speaking with many of you over social media, I have been asked many questions over the credit repair process. Below I have posted the top questions and my answers to help get you started on the road to better credit!   Question #1: “Why […]

Record Breaking Credit Scores For 2019 and the Average Credit Score By Generation.

Reviews Credit Law Center

We Broke the Record! In 2019 the average credit score was recorded as being a 703 among Americans and it’s time to get excited! We have broken our record with an average increase of 25 points since 2012 and with the right credit knowledge and repair options, we are sure to continue our climb! A […]