Category Archives: Finance

The Growing Challenge of Gen Z Credit Card Delinquencies

Debt Begins To Skyrocket Generation Z faces a mounting problem: credit card delinquencies are on the rise, fueled by maxed-out cards and financial inexperience. Born into a digital world of instant gratification, many young adults find themselves overspending, relying on credit to bridge the gap between income and expenses. This trend is exacerbated by a […]

4 Tips For Buying A House

Building Buying Power Have you been picturing the day when you can paint your own walls and mow your own grass? The dream of homeownership comes with great financial responsibility. Many first-time home buyers have questions about their down payment, and how they can start saving to make that first major purchase. We’ll discuss several […]

Recent Updates to VA Loans Everyone Should Know About

Acclimating to New Changes Last year was an interesting year; with the COVID-19 pandemic and the presidential election, everything seemed slightly different. However, not everything that happened last year was negative, with the previous year bringing some significant updates to VA home loans, which have since significantly increased their usage. According to recent data, the […]

Lexington Law slapped with $3.1 Billion Judgement

There are many credit repair organizations in our country, and many of them have the best interest of their clients at their core. However, it is true there are some bad actors in this industry. The quality of work provided by many of these companies is in direct correlation to their knowledge and experience of […]

Cleaning Up Your Credit And Making The Most Of Your Month

Leaving Credit Card Debt Behind Credit Card debt is increasing for many American families. According to Experian, most family units with a bank card that consists of over $6,000 in debt. For many, this debt can be hard to manage! Do you keep asking yourself why your debts continue to pile up with little to […]

What Is Lifestyle Creep?

Here at Credit Law Center, we help people every day with problems in their credit report. Most of the time we find that people just fell on hard times, had unexpected medical emergencies, or have been victims of fraud. However, most of what we do here is credit education as well as finding mistakes on […]

What’s Stopping You From Borrowing?

I Want To Buy, Now! Are you preparing to purchase a home in the next few months? It seems that when we are not looking, a home just pops up and finds us, at a time when we were not even contemplating making a move. Then, boom!  The rush is on to beat the clock […]

Looming Credit Crunch?

By now, many of you may have heard the buzz phrase “Credit Crunch.” This has been reported in the last few weeks on most all media outlets. Just the sound of that phrase is frightening in today’s economic environment. Interest rates are up, the cost of goods and services have risen, and many may see […]