Student Loans and Credit Scores Student loans seem to be on almost everyone’s credit reports. They can positively impact your credit scores if you are consistent with your payments and aware of what is happening with your loan. As with any bill or loan you take out, it is extremely important to your credit score […]
Tag Archives: credit cards
16
Aug
Aug
How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]
08
Aug
Aug
Good, Better, Best and Bad The internet and cell phones have now made it easier than ever to check your credit score as often as you’d like. Millennials are starting to check their credit scores more frequently than any other generation. This could be due to the fact that credit has become vital in many […]
24
Jul
Jul
Back To School For College Students Is your college student packed up and ready to start a new chapter already? At some point as a parent, you have probably discussed the do’s and dont’s during the first year when your student is ready to take off and start a new chapter on their own. You […]
13
Jul
Jul
Building Up Your Fico Understanding and building credit in a positive way takes discipline and some education. Do you recall being taught in school, how to build your credit scores? Did your teachers let you know how big of a role credit would play in your life as you got older? Honestly, it is probably […]
10
Jul
Jul
Credit Card Debt & Balance Transfers Where is your credit card debt currently at? Are you making minimum payments that don’t make a dent once your interest rates kicked in? It may be time to weigh a different option now that you are hoping to make some headway on your current debts. Your Balances and […]
05
Jul
Jul
Credit Scores Dropping Have you noticed a random decrease in your credit scores recently? There are many factors that can cause your credit scores to fluctuate. Many consumers do not understand that a credit score has no memory and can change immediately due to activity or changes that can happen as soon as you make […]
24
Apr
Apr
When The Chips Fall: Gambling Addiction and Credit Scores As luck would have it, gambling and debt go hand in hand! So what if your hand falls short? Nearly 23 millions Americans lose and fall into debt- losing an estimated $55,000. What happens when you’ve run out of cash and all stashes have hit zero? […]
17
Apr
Apr
Credit and Collections There are many misconceptions about how a collection could impact a credit score. Often times we have clients that think their scores should be higher and have collection companies calling and breathing down their back about paying a collection. They may even promise that if the collection is paid, it will help […]
23
Oct
Oct
Do you hesitate to open your credit card statements each month, afraid of the debt you may be in? Are your credit cards allowing you to go further and further in debt? It is true paying cash gives a clearer picture of what we have and what we can spend. With credit cards being such […]