The Federal Trade Commission has stated that reports of identity theft had skyrocketed to record highs in 2020 and continue to to rise in 2021! In 2019 the total amount of reported cases was around 650,00o while cases in 2020 had breached 1 million! 2021 is shaping up to have similar results and it is […]
Tag Archives: credit law center
14
Sep
Sep
A Change to Credit Score Eligibility in DU Each and every point making up a credit score just got even more crucial! Fannie Mae’s new release (B3-.1-02) changes the way you calculate the qualifying credit score. For purchase apps with multiple borrowers, the qualifying score will be an average of the applicants’ middle score; see their example […]
10
Sep
Sep
Time to Pass Go: How to Establish a Good Credit Score Whether it’s finding a home for your growing family, financing your dream car, entering a career or even attempting to acquire a decent rate on car insurance, everything in our lives revolves around credit. No matter what you do, someone is going to […]
03
Sep
Sep
When beginning credit repair, many consumers hold high hopes of ending their repair process with a clean report and a high credit score. Removing a few items here and there can really make your positive credit shine through and can give you the push you need to acquire financing; but that may not always […]
03
Sep
Sep
When beginning credit repair, many consumers hold high hopes of ending their repair process with a clean report and a high credit score. Removing a few items here and there can really make your positive credit shine through and can give you the push you need to acquire financing; but that may not always […]
30
Aug
Aug
How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]
30
Aug
Aug
How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]
10
Aug
Aug
I Have No Credit History! “I’ll just pay cash for everything.” I have said many things in my life with the best of intention, but this had to be the one that hurt the most when it failed. When I was younger, like most people out there, I saw credit as a trap to get […]
10
Aug
Aug
I Have No Credit History! “I’ll just pay cash for everything.” I have said many things in my life with the best of intention, but this had to be the one that hurt the most when it failed. When I was younger, like most people out there, I saw credit as a trap to get […]
03
Aug
Aug
Now that the new year is upon us, it is time to start on our resolutions for the year. My group of friends all discussed what we want to work on this year to better ourselves and the lives we live. A couple of us are looking to hit the gym more frequently while Eric […]