If you have never established credit before, or you are recovering from bad credit, there are ways to help build or rebuild your credit. If you are unable to get approved for a personal installment loan, one great option is a credit builder loan. Consumers seeking a credit building loan to rebuild or build a […]
Tag Archives: Credit Score
22
Sep
Sep
In recent weeks the United States has been hit with several natural disasters, leaving Americans uprooted from their homes and their employment. Texas and Florida are dealing with the aftermath of flood and rain waters from Hurricane Harvey and Hurricane Irma, while the Western United States is dealing with the complete opposite dry and extreme […]
19
Sep
Sep
Having good credit can be a significant accomplishment and allow you larger financial opportunities. However, there are a few unexpected ways that can hurt your good credit. 1.One Late Payment So you got busy with life and forgot to send in your car payment. Having one 30 days late payment report on your credit report […]
14
Sep
Sep
Your FICO credit score is one of the most dominant three digit numbers in your financial life. Many of you probably know that not paying a mortgage payment or car loan on time will affect your credit score. And you probably also know that maxing out your credit cards and or bankruptcy will lower your […]
12
Sep
Sep
So you want to buy a house, but your credit score is 675 instead of 720 which will get you the best rate on a home loan. If you want to raise your credit score quickly, there are some steps you can take that can guarantee an exceptional home loan or any other credit line […]
Credit Repair Blogs, Credit Score
Improve Your Credit Score, Don’t Let Your Past Financial Decisions Keep You Down
17
Aug
Aug
Your past financial decisions may feel like they are coming back to haunt you, and handling the complications that arise from having a less than perfect credit score can be rather stressful. Dealing with your past credit mistakes can leave you feeling extremely frustrated and hopeless, but the good there is re-establishing a good credit […]
27
Jul
Jul
Establishing good credit in this day and age plays a significant role in becoming financially secure. However, there are still 26 million Americans that are still “credit invisible” under the traditional FICO scoring model.If you are one of the 26 million Americans that are “credit invisible” you may already know the challenges that this credit […]
13
Jul
Jul
As an adult, we learn real fast that life likes to throw costly unexpected inconveniences at us. Having an awesome credit score could be a huge relief to you when these unexpected troubles happen. Think about this scenario, your car breaks down, and you need to borrow an extra $1000 to fix it if you […]
10
Jul
Jul
Throughout our lives, we all come across situations or things that we fear. As a child, I can remember being afraid of the dark and the monsters under the bed. I am positive many of you can remember lying still at night and not wanting to move or a make a noise, but suddenly you […]
Credit Repair Blogs
Are You Paying Higher Insurance Premiums Due to Low Credit Scores? – Credit Law Center
06
Jul
Jul
If you’ve ever applied for a home, auto, personal or small business loan, you probably already know or figured out pretty quickly that your credit score plays a large part in the interest rate you’ll pay or if you can qualify for financing at all. What you may not realize is the fact that your credit score […]