If you are one of the 12 million consumers that have derogatory tax liens or civil judgments on your credit report you may see a score increase after these critical items are removed. As of July 1, the three major credit reporting agencies, Equifax, Experian, and Transunion, will be removing the derogatory information on credit […]
Tag Archives: Credit Score
29
Jun
Jun
How long does it take actually to take for the credit repair process? There seems to be no definite answer on the time frame for how long the credit repair process takes. If you google it, you will see there is not a standard amount of time and no straightforward answer. Unfortunately what happens most […]
26
Jun
Jun
A Credit score is a three digit number that could potentially make or break you when it comes to obtaining credit. Having a number above 740 is like having the Golden Ticket to getting credit. Potential creditors look at your credit score to determine your risk. Your credit score is similar to a report card, […]
19
Jun
Jun
You may be one who pays all your bills on time every month, but maybe you had a financial emergency or even an oversight that caused you to pay one late payment. If you miss a payment on one of your credit cards, mortgage or any other loan, you could see a drastic drop in […]
04
Apr
Apr
[av_textblock size=” font_color=” color=”] Are You Protecting Your Child’s Identity From Theft? Approximately 1.3 million children have their identity stolen each year, and 50% are under the age of 6. Identity theft on a child may occur as early as 3 weeks of age when the social security card is issued. Stealing a child’s identity is the perfect […]
22
Mar
Mar
What makes up your FICO score and how is it calculated? A FICO score is a 3 digit code measured by pulling data from all three credit reports, Experian, Transunion, and Equifax, it is then used to determine your credit risk to lenders. The information pulled is put in to a FICO Score Formula, as […]
25
Dec
Dec
Merry Christmas and Happy New Year from Credit Law Center Tis the season of giving and celebrating life. Credit Law Center would like to take a moment and thank all previous and current clients, referral partners, and employees for making Credit Law Center what it is today and giving us an opportunity to help you. […]
24
Nov
Nov
Giving thanks on Thanksgiving – Credit Law Center Tis the season to give thanks. Credit Law Center would like to thank every client that believed in us, to help them with getting back on track. Whether it be stopping debt collectors from harassing you, improving your credit score to buy a house or automobile, or […]
Credit Score After A Chapter 13 Bankruptcy How do I improve my credit score after a chapter 13 bankruptcy? After you have completed all of your obligations for a Chapter 13 Bankruptcy and it is now time to move on and one of the first questions you many want answered is what do I do […]