Tag Archives: credit

Debt Collector or Scam; How Do I Tell?

who looks at credit

How To Deal With Debt Collectors I have recently been receiving strange calls from someone trying to collect money from me, what do I do? As a consumer, it is important to be educated about the process by which an actual collection agency attempts to collect debts as opposed to scam callers asking you to […]

Answers To Your Most Asked Credit Questions

fico credit scores

How Do Negative Items Affect Me? Negative items on your credit report could be what separates you from that home loan you hoped for or a decent financing for a vehicle. The good news is that if you happen to have these negative items on your credit report, there are still wats to mitigate their […]

5 Ways To Help Manage Your Accounts

credit reports

Credit Alerts Worth Setting Up Now In order to maintain great credit scores, keeping track of all the activity on your accounts is key! Smart phones are attempting to make our lives easier with a multitude of applications. All major banking institutions now have online banking or apps to make life easier on their customers. […]

4 Steps For Credit Empowerment

Credit Score

Now that the new year is upon us, it is time to start on our resolutions for the year. My group of friends all discussed what we want to work on this year to better ourselves and the  lives we live. A couple of us are looking to hit the gym more frequently while Eric […]

What You Need To Know Before Buying a House

home buying process

Building Buying Power As the Spring months start peeking through, the home buying market is heating up! Have you been picturing the day when you can paint your own walls and mow your own grass? The dream of homeownership comes with great financial responsibility. Many first-time home buyers have questions about their down payment, and […]

CLC and Me: The Credit Repair Process

Credit Report- What is a Credit Report - Credit Law Center (1)

How Long Is This Going To Take? Credit repair seems like a long and tedious process, but have you ever wondered why it takes to long to complete? Many people often look to repair their credit with a specific goal in mind (like taking out a car lone or purchasing a house) it’s important to […]

CLC and Me: The Credit Repair Process

Credit Report- What is a Credit Report - Credit Law Center (1)

How Long Is This Going To Take? Credit repair seems like a long and tedious process, but have you ever wondered why it takes to long to complete? Many people often look to repair their credit with a specific goal in mind (like taking out a car lone or purchasing a house) it’s important to […]

Getting Ready To Finance A Vehicle

Too Many Inquiries

Time For A New Car? Several years ago when I was broken down on the side of the interstate in my 92 Jeep Cherokee I thought to myself “My next car is going to be brand new so I don’t have to deal with this gain!”  I new that I would need to finance as […]

Getting Ready To Finance A Vehicle

Too Many Inquiries

Time For A New Car? Several years ago when I was broken down on the side of the interstate in my 92 Jeep Cherokee I thought to myself “My next car is going to be brand new so I don’t have to deal with this gain!”  I new that I would need to finance as […]

Mistakes On Your Credit Report?

The 3 Credit Reporting Companies: Equifax, Transunion, and Experian There are three entities that your FICO scores are provided by: Experian, Transunion and Equifax. Each credit bureau reports your scores, which can sometimes vary based on the information they have. Do you wonder why your scores are so different? To ensure that the most accurate […]