I Have No Credit History! “I’ll just pay cash for everything.” I have said many things in my life with the best of intention, but this had to be the one that hurt the most when it failed. When I was younger, like most people out there, I saw credit as a trap to get […]
Tag Archives: credit
19
Jan
Jan
Back To School For College Students Do you remember what you did with the last credit card you closed out or cancelled? Be aware of your surroundings at all times Don’t skip class Get involved/meet new people Have fun, but not too much fun College orientation can be a whirlwind and there are so many […]
30
Oct
Oct
Quick and Affordable Credit Repair That Works When you are interested in a product where do you normally go for feedback? If you immediately go to the review section of a product or turn to friends for their recommendations you are like most consumers out there! With the device in your hand that you are […]
I Want To Buy, Now! Are you preparing to purchase a home in the next few months? It seems that when we are not looking, a home just pops up and finds us, at a time when we were not even contemplating making a move. Then, boom! The rush is on to beat the clock […]
04
Sep
Sep
A Referral Program That Works As a real estate agent or loan officer, are you finding that many of your potential clients are being turned away due to low FICO scores? What are you doing to help them once they are denied? Credit scores are a vital part of the home buying process. So, what […]
30
Aug
Aug
The New Word Is Yes Little to no credit history can make it hard or near impossible for students that are applying for student loans or other lines of credit to start progressing. Many institutions turn students away because they don’t already have credit established. But how can you establish credit, when you continue to […]
27
Aug
Aug
How You Might Be Hurting Your Scores There are so many things that come into play to obtain a healthy credit profile. The hardest part of navigating the credit world however, is knowing what advice is accurate and possibly stumbling a few times in an effort to get back on track. Many times consumers think […]
21
Aug
Aug
Student Loans and Credit Scores Student loans seem to be on almost everyone’s credit reports. They can positively impact your credit scores if you are consistent with your payments and aware of what is happening with your loan. As with any bill or loan you take out, it is extremely important to your credit score […]
16
Aug
Aug
How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]
08
Aug
Aug
Good, Better, Best and Bad The internet and cell phones have now made it easier than ever to check your credit score as often as you’d like. Millennials are starting to check their credit scores more frequently than any other generation. This could be due to the fact that credit has become vital in many […]