Tag Archives: credit

Why Should You Hire A Law Firm For Credit Repair?

There is a major difference between what a credit repair company can do versus what a law firm specializing in credit repair can.  What you may find even more interesting is that a consumer can actually do more than what a credit repair company will. A Law Firm however, trumps all. We have been using the law […]

Immediate Steps to take if wallet is lost or stolen.

It’s happened to me. It’s happened to thousands of people. You go to look for your wallet and it’s nowhere to be found. In my case, the thief was only after the cash. All of my credit cards, Driver’s License, and the rest of my belongings were untouched. A city bus driver found it when […]

Are You Trying To Rent With Poor Credit?

Less Than Perfect Credit Scores and Living Situations. Many families deal with tough situations when it comes to rentals and the landlords that come with them. According to the Business Insider, more Americans are renting than at any time in the last 50 years.  I can recall a time when I rented a home that had […]

Protect Yourself Against Identity Theft

The Federal Trade Commission has stated that reports of identity theft had skyrocketed to record highs in 2020 and continue to to rise in 2022! In 2019 the total amount of reported cases was around 650,00o while cases in 2022 had breached 1.1 million!  2023 is shaping up to have similar results and it is […]

What is a Charge Off?

When looking at a credit report, many folks will see collections and charge offs. What’s the difference? Simply put, a Charge Off is a term a lender will use when the consumer has not made the contractually agreed payments. The lender has tried repeatedly to contact the consumer for re-payment with no response. So, the […]

Looming Credit Crunch?

By now, many of you may have heard the buzz phrase “Credit Crunch.” This has been reported in the last few weeks on most all media outlets. Just the sound of that phrase is frightening in today’s economic environment. Interest rates are up, the cost of goods and services have risen, and many may see […]

Debt Collection Company Illegal Actions

Why choose a Law Firm for Credit Repair? The fact is, there are many Credit Repair Organizations operating in the US right now. There are many good companies out there that have the best interest for their clients at heart. Then again, there are many who don’t. To be perfectly honest, there is no reason […]

Top 5 Credit Cards of 2023

Whether you are looking to diversify your credit portfolio with a new line of credit or are searching for the best benefits from a lender, credit cards are normally the easiest way to do so. When most consumers begin looking for a new credit card, they are bombarded with multiple offers stating that their card […]

Why You Should Focus On Your Credit Score 

   I remember sitting around a bonfire one cool autumn evening with a few close friends from high school. We had all gone our separate ways after graduation, some of us went to acquire our degrees immediately, others went off to the military and some went to trade schools to prepare themselves for an apprenticeship. […]