Tag Archives: credit

Big Changes From Fannie Mae

A Change to Credit Score Eligibility in DU Each and every point making up a credit score just got even more crucial! Fannie Mae’s new release (B3-.1-02) changes the way you calculate the qualifying credit score. For purchase apps with multiple borrowers, the qualifying score will be an average of the applicants’ middle score; see their example […]

The Roadmap to Better Credit

Grain Valley

Time to Pass Go:  How to Establish a Good Credit Score   Whether it’s finding a home for your growing family, financing your dream car, entering a career or even attempting to acquire a decent rate on car insurance, everything in our lives revolves around credit. No matter what you do, someone is going to […]

Is It Possible For Your Score To Drop After Credit Repair?

  When beginning credit repair, many consumers hold high hopes of ending their  repair process with a clean report and a high credit score. Removing a few items here and there can really make your positive credit shine through and can give you the push you need to acquire financing; but that may not always […]

Is It Possible For Your Score To Drop After Credit Repair?

  When beginning credit repair, many consumers hold high hopes of ending their  repair process with a clean report and a high credit score. Removing a few items here and there can really make your positive credit shine through and can give you the push you need to acquire financing; but that may not always […]

How Much Is Your Credit Score Costing You?

credit card debt

How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my  future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]

How Much Is Your Credit Score Costing You?

credit card debt

How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my  future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]

Getting Ready For A New Car!

Too Many Inquiries

Time For A New Car? Several years ago when I was broken down on the side of the interstate in my 92 Jeep Cherokee I thought to myself “My next car is going to be brand new so I don’t have to deal with this gain!”  I knew that I would need to finance as […]

Getting Ready For A New Car!

Too Many Inquiries

Time For A New Car? Several years ago when I was broken down on the side of the interstate in my 92 Jeep Cherokee I thought to myself “My next car is going to be brand new so I don’t have to deal with this gain!”  I knew that I would need to finance as […]

How To Start Building Your Credit

I Have No Credit History! “I’ll just pay cash for everything.” I have said many things in my life with the best of intention, but this had to be the one that hurt the most when it failed. When I was younger, like most people out there, I saw credit as a trap to get […]

How To Start Building Your Credit

I Have No Credit History! “I’ll just pay cash for everything.” I have said many things in my life with the best of intention, but this had to be the one that hurt the most when it failed. When I was younger, like most people out there, I saw credit as a trap to get […]