Credit Reports. The Soft and Hard Pull Inquiry Finally Explained There Are Two Main Types of Credit Inquiries Chances are when you have applied for a credit card or a loan, you have heard the term “inquiry.” This inquiry is a credit check to take a look at your credit report, but there is a […]
Tag Archives: FICO Score
09
Jan
Jan
5 Myths On Credit and Divorce Making the decision to end a relationship with a loved one can be one of the toughest calls to make in a person’s life. If you are considering divorce, what is not working is outweighing what is. Whether you are waiting for your spouse to pull the trigger because […]
20
Nov
Nov
The winds come whipping in, the sky turns black and-BOOM-a tornado blew through all of your life plans! Are you feeling as if Oz himself is behind the curtain pulling random numbers from the debris and tossing them out one by one? After the dust has settled you see a score that makes no sense, […]
17
Oct
Oct
We recently asked the question on social media, “What is one thing that should be taught in school?”, several came back with the answer “credit.” Unless you are a financial guru at understanding complex financial terms, the world of credit can be slightly confusing. Understanding the most common credit terms and credit score terms could […]
13
Oct
Oct
Have you received a call from a debt collector and you don’t recognize the debt or loan that they are trying to collect? Consumers all over the U.S. are reporting that they are receiving calls like this. Fake debt collectors pretend to be lawyers, debt collectors and do anything to scare you into paying them, […]
10
Oct
Oct
You may have recently noticed that your credit card statement has provided you with a credit score for free. Having this credit score on your credit card statement could potentially help you spot an error on your credit report. For example, if the score is lower than you expected, it may be a perfect time […]
06
Oct
Oct
One of the most well-known types of credit score is FICO Scores and used by many lenders. The average FICO score for Americans, as of April 2017 was 700. When you check your credit score, you’ll probably want to find out how you compare. What is a good FICO Score? What is a Good FICO […]
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