I Have No Credit History! “I’ll just pay cash for everything.” I have said many things in my life with the best of intention, but this had to be the one that hurt the most when it failed. When I was younger, like most people out there, I saw credit as a trap to get […]
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Credit Reports. The Soft and Hard Pull Inquiry Finally Explained There Are Two Main Types of Credit Inquiries Chances are when you have applied for a credit card or a loan, you have heard the term “inquiry.” This inquiry is a credit check to take a look at your credit report, but there is a […]
5 Myths On Credit and Divorce Making the decision to end a relationship with a loved one can be one of the toughest calls to make in a person’s life. If you are considering divorce, what is not working is outweighing what is. Whether you are waiting for your spouse to pull the trigger because […]
Credit Scores That Are Merry And Bright Tis the season for gift giving-which means plenty of shopping! This is also the time when the season can cause a huge strain on your credit if you are not careful. Here are some tips to avoid the credit blues once the new year arrives. Avoid […]
The winds come whipping in, the sky turns black and-BOOM-a tornado blew through all of your life plans! Are you feeling as if Oz himself is behind the curtain pulling random numbers from the debris and tossing them out one by one? After the dust has settled you see a score that makes no sense, […]