Tag Archives: interest rates

Your Credit Score Has Never Been More Important!

In our current economic environment, loan rejections are at record highs! This includes all spectrums of credit. Car loans, Mortgages, credit cards, and credit card limit increases. The current rejection rates for applicants stand at 21.8%. This is the highest rejection rate since June 2018. Those with 680 credit score or below are being hit […]

Should I wait to purchase a Home?

Most everyone has watched the news on the housing market. Interest rates are up, the inventory is low, and the market is slowing. I have had conversations with many people who are wanting to purchase a home, put down roots, and start building equity in their future. But they don’t feel the current market is […]

Looming Credit Crunch?

By now, many of you may have heard the buzz phrase “Credit Crunch.” This has been reported in the last few weeks on most all media outlets. Just the sound of that phrase is frightening in today’s economic environment. Interest rates are up, the cost of goods and services have risen, and many may see […]

How Much Money Is Your Credit Score Costing You?

Credit Law Center Credit Score

How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my  future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]

How Much Money Is Your Credit Score Costing You?

Credit Law Center Credit Score

How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my  future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]

Credit Building Without Credit Cards│3 Ways To Build Your Fico

3 ways to build fico

Building Up Your Fico Understanding and building credit in a positive way takes discipline and some education. Do you recall being taught in school, how to build your credit scores? Did your teachers let you know how big of a role credit would play in your life as you got older? Honestly, it is probably […]

Am I A High Risk Borrower?│I Want To Buy, Now!

I Want To Buy, Now! Are you preparing to purchase a home in the next few months? It seems that when we are not looking, a home just pops up and finds us, at a time when we were not even contemplating making a move. Then, boom!  The rush is on to beat the clock […]

Am I A High Risk Borrower?│I Want To Buy, Now!

I Want To Buy, Now! Are you preparing to purchase a home in the next few months? It seems that when we are not looking, a home just pops up and finds us, at a time when we were not even contemplating making a move. Then, boom!  The rush is on to beat the clock […]

The New Word Is Yes│A Credit Card Company Ready To Work For You

student credit builidng

The New Word Is Yes Little to no credit history can make it hard or near impossible for students that are applying for student loans or other lines of credit to start progressing. Many institutions turn students away because they don’t already have credit established. But how can you establish credit, when you continue to […]

Saving Money At Closing Time│It Pays To Be Patient

Saving At Closing Time

Patience Pays Off While going through the home buying process, the word patience for most may be a sore subject. Between the pre-approval process, the home search and offer, it can become a stressful time. Not to mention if you get caught in a bidding war or the home you want has issues after inspection. […]