Whether you are looking to diversify your credit portfolio with a new line of credit or are searching for the best benefits from a lender, credit cards are normally the easiest way to do so. When most consumers begin looking for a new credit card, they are bombarded with multiple offers stating that their card is the best out of the bunch. In today’s blog we will go over the top 5 Credit Cards of 2023 to hopefully make the process of acquiring a new card less stressful.
Coming in at number 5 is the “Chase Freedom Unlimited” Credit Card. Chase has been known to offer a plethora of different cards to fit the need of almost any consumer. Whether you have less than perfect credit or have achieved that coveted 850 credit score, Chase has a card for you. The “Chase Freedom Unlimited” card is a great “middle of the road” card with benefits such as: cash back on travel purchases, sign up bonuses and no annual fee.
4. Go Visa Signature from U.S. Bank
The Go Visa Signature card from U.S. Bank is what some consider a utility card because of the bonuses it provides when purchasing everyday items. This card offers points from utilizing the card for delivery services, streaming services, grocery store purchases and fill-ups at the gas station!
3.Unlimited Cash Rewards from Bank of America
The Unlimited Cash Rewards card that Bank of America offers slides into our number 3 spot for a few reasons. Though the card does not offer points like the Go Visa Signature card, it does allow cash rewards and unlimited 1.5% cash back on all purchases made with the card. This card also provides additional perks to its “preferred reward” members, has no limit to the amount of cash back you can earn and has no annual fees.
2.Capital One Venture Rewards Card
Though the Venture Rewards card from Capital One offers very specific benefits, to those that utilize this card for travel, the perks that are offered are phenomenal. If you travel for work, holidays or just for fun, you can expect to receive rewards such as: 2x miles on everyday purchases, 5x miles on hotels and rental cars, use those miles for reimbursement on travel purchases, complimentary visits to premium lounges through Capital One’s partner network, transfer miles to loyalty program and no expiration throughout the life of the account.
1.Wells Fargo Active Cash Card
Wells Fargo comes in at number 1 with their Active Cash card. It was quite close to taking over the number 2 spot, but just pushed ahead with its plethora of benefits. This card holds many benefits from the others mentioned above but does them a little better than the rest. Wells Fargo’s card offers 2.0% cash rewards on purchases instead of the 1.5% from other cards. Wells Fargo also offers a premium selection of benefits such as cell phone protection, collection benefits with certain hotels, no annual fees and cash rewards that do not expire.
Do you have questions about your credit report? If you would like to speak with one of our attorneys or credit advisors and complete a free consultation please give us a call at 1-800-994-3070 we would be happy to help.
If you are hoping to dispute and work on your credit report on your own, here is a link that provides you with a few ideas on how to go about DIY Credit Repair.
